This Privacy Policy explains how this credit evaluation application (“App”) collects, uses, and protects your information. By using the App, you agree to the practices described below.
We collect only the data required to provide credit evaluation features and maintain App security.
Purpose:
To review financial-related SMS (e.g., bank alerts, repayment reminders, transaction notifications) that help assess credit behavior.
Process:
Only financial SMS are scanned; personal messages are not collected.
Data will be uploaded to https://api.sunnycreditapp.com for analysis.
Data will be deleted after use.
Purpose:
To identify installed financial apps and understand financial activity patterns relevant to credit evaluation.
Process:
Only finance-related apps are checked.
Data will be uploaded to https://api.sunnycreditapp.com.
Data will be deleted after use.
Purpose:
To verify device authenticity, prevent fraudulent activity, and ensure App security.
Collected items may include: device model, OS version, device identifiers, network information.
Process:
Data will be uploaded to https://api.sunnycreditapp.com.
Data will be deleted after use.
Purpose:
Used only when you choose to capture and upload a photo for verification.
Process:
Camera is activated only with your action.
Photos will be uploaded to https://api.sunnycreditapp.com.
All images will be deleted after use.
Purpose:
To allow you to select and upload images/documents needed for verification.
Process:
Only the files you choose are accessed.
Files will be uploaded to https://api.sunnycreditapp.com.
Files will be deleted after use.
Purpose:
To improve App performance and understand how users interact with the App.
Collected data may include: click events, navigation flow, page durations.
Process:
Behavioral data will be uploaded to https://api.sunnycreditapp.com.
Data will be deleted after use.
We use collected data only for:
Credit evaluation
Security verification
Improving App performance and accuracy
We do not sell or share your information with unrelated third parties.
All uploaded data is encrypted.
Data is kept only as long as needed for evaluation.
All collected data is deleted after use.
You may request manual deletion at any time.
You may:
Request access to your data
Request deletion
Request corrections
Withdraw consent
We implement strict technical and organizational measures to protect your data from unauthorized access or misuse.
We may update this Privacy Policy from time to time. Continued use of the App indicates acceptance of any updated version.
If you have questions, concerns, or deletion requests, contact us at:
finance@banisonsfinancial.com